Taking the first steps
Taking your first steps on the property ladder is exciting, but can also feel intimidating. We’re here to help you find your way to the mortgage that's right for you and to support you all the way.
Buying your first home
Buying a property - Find a Mortgage
With so much to think about, we’ll make sure your financial foundations are solid, allowing you to face the future with confidence and with optimism
With so much to think about, we’ll make sure your financial foundations are solid, allowing you to face the future with confidence and with optimism
Find an adviserbuying a home
It can often feel daunting when faced with a big financial decision such as buying a home.
Whether you’re looking to buy your first home, re-mortgage, or purchase a property to let out, we are here to support and help you make the best decisions.
Buying a home
Taking the first steps
Taking your first steps on the property ladder is exciting, but can also feel intimidating. We’re here to help you find your way to the mortgage that's right for you and to support you all the way.
Buying your first home
Remortgage
Whether your current deal is coming to an end, you are simply looking for a better deal or if you want to develop your home, we’ll help you find a new mortgage that works for you.
Re-mortgaging
Move home
If you’re looking to move up the property ladder, you’ve found your dream home or you want to downsize, our adviser can help make the transition as smooth as possible.
Moving home
Buy-to-Let
If you’re starting your property portfolio or adding to it, our experts can help you work out the costs and any tax implications of your investment.
Buy-to-Let
Release equity from my home
If you’re looking to unlock capital from your home, we’ll guide you and your family through the process and make sure it’s the right choice for you.
Equity release
Remortgage
Whether your current deal is coming to an end, you are simply looking for a better deal or if you want to develop your home, we’ll help you find a new mortgage that works for you.
Re-mortgaging
Move home
If you’re looking to move up the property ladder, you’ve found your dream home or you want to downsize, our adviser can help make the transition as smooth as possible.
Moving home
Buy-to-Let
If you’re starting your property portfolio or adding to it, our experts can help you work out the costs and any tax implications of your investment.
Buy-to-Let
Release equity from my home
If you’re looking to unlock capital from your home, we’ll guide you and your family through the process and make sure it’s the right choice for you.
Equity releaseYOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead.